Home Health Care Coverage

homehealth

Understanding Home Health Care Coverage

Recuperating from a sudden injury, illness or a debilitating chronic condition can be stressful. The cost of skilled nursing care, therapy, medication and other expenses only increases the burden on you and your family. Lessen your anxiety and gain peace of mind with home health care insurance coverage.

Preparing for the Unforeseen

When you’ve suffered a sudden injury, illness or the affects of a debilitating chronic condition, let Standard Life’s Savers Advantage Home Health Care Insurance give you the financial support you need to recover in the comfort of your own home and surrounded by your loved ones. This plan is cost effective, allowing you to focus on getting better, rather than worries about making ends meet.

Benefits of the Plan Include

The Savers Advantage Home Health Care Insurance plan includes the following benefits:

Daily maximum benefit of up to $150/$300 (Classic/Deluxe) for the following services in your home from an Approved Home Health Care Practitioner, subject to the eligibility conditions:

 

Services:

  • Skilled Nursing Care (RN)
  • General Nursing (LPN/LVN)
  • Physical Therapy
  • Speech Pathology
  • Occupational Therapy
  • Chemotherapy Specialist
  • Enterostomal Therapy
  • Respiration Therapy
  • Medical Social Services

 

Classic:

  • $75
  • $60
  • $75
  • $75
  • $75
  • $60
  • $50
  • $50
  • $100

 

Deluxe:

  • $150
  • $120
  • $150
  • $150
  • $150
  • $120
  • $100
  • $100
  • $200

 

Home Health Care Aide: Daily benefit of $40/$80 (Classic/Deluxe) for each day you require services immediately following a hospital confinement of not less than three days.

Prescription Drug Benefit: Per prescription benefit of $10/generic or $25/brand, limited to a maximum benefit of $300/$600 (Classic/Deluxe) per policy year.

Restoration of Benefits: The Maximum Benefit Period for Home Health Care and Aide benefits will be restored if benefits have not been paid or required for 180 consecutive days.

* Limitations and exclusions apply. Contact our office for more details.

* See the Policy and/or Outline of Coverage for state-specific information.

Call Linda for a free quote!

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