Life & Health Insurance Coverage
Under the Affordable Care Act (ACA)/Obamacare, all Americans are required to obtain health insurance coverage. However, rising health care costs can still make getting appropriate treatment a challenge. Not sure if you have adequate coverage? Don’t let the stress overwhelm you.
We’re here to help. We offer health and life insurance options to fit your needs. Explore all the ways that we can help you protect yourself now and protect your family should the unexpected occur.
Affordable Care Act (ACA)/Obamacare
The Affordable Care Act (ACA) or "Obamacare" launched comprehensive health insurance reforms.
Medicare Parts A & B
Medicare is a federal health insurance program for people age 65 or older, younger people with certain disabilities and people with end-stage renal disease (ESRD).
Medicare Advantage Plans (Part C)
Sometimes called Medicaid Part C or MA Plans, these plans cover all Medicare services and may also offer extra coverage.
Medicare Prescription Drug Plans (Part D)
Prescription drug plan coverage is offered to anyone with Medicare. However, plans can vary in cost and drugs covered.
Medicare Supplement Plans
Medicare Supplement Insurance or Medigap policies help to pay the remaining 20 percent of what Medicare doesn’t cover.
Savers Alert
Savers Alert Medical Alert and Medication Management offers peace of mind with 24/7, 365 days a year emergency response.
Home Health Care
Suffering from a sudden injury or illness? Lessen your anxiety and gain peace of mind with home health care insurance coverage.
Life
Life insurance can give you and your family peace of mind and security knowing that your loved ones will be better prepared when the time comes.
Graded Benefit Life
A Graded Benefit Life plan offers you a family protection plan to ensure you have it covered when your family needs it most.
Indemnity
Without a plan, the added expenses of health care can leave you tapping into your hard-earned savings to pay for medical needs.
Telemedicine
Sick of waiting hours to see a physician in person for a common cold? Get 24/7 access to a licensed physician via telemedicine for a small monthly fee.
Cancer
Cancer is the second most common cause of death in the U.S. behind heart disease. An estimated 1.6 million new diagnoses are expected this year alone.
Dental, Hearing & Vision
Good dental hygiene and regular hearing and vision exams are critical to healthy living routines for children and adults.